Terms of Use

PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, YOU ARE NOT AUTHORIZED TO ACCESS MYMIDLANDMORTGAGE.COM OR ANY PAGES OR PORTIONS THEREOF.

Midland Mortgage, a Division of MidFirst Bank ("we", "our", "Midland") maintains mymidlandmortgage.com ("Site") to provide you with information about Midland products. We require that all visitors to our Site(s) on the Internet adhere to the following rules and regulations. By accessing the Site, you indicate your acknowledgment and acceptance of these terms and conditions. From time to time we may revise these terms and conditions.

Regarding our information practices, please review our Privacy Practices for all visitors to our website, and our Privacy Notice(opens in a new window) and Email Practices for customers of Midland.

At this Site, we use a combination of security measures to provide for the safety and security of your customer information. We use Verisign Secure Socket Layer 128-bit or better encryption to secure and protect all information you submit to us as it travels over the Internet. Emails you send to us are NOT secure; therefore, you should not include any personal information in your emails.

Midland uses leading firewall and network security technology to protect our internal computer systems from unauthorized access. For more information about the collection, use, and security of your personal information, please refer to our Privacy Notices.

This Site is designed to support Microsoft Internet Explorer 7.0, FireFox 3.6.0, Safari 5.0.4, Google Chrome 10.0.648.151 and newer versions. The Site uses JavaScript to enable menus and some actions. If you have scripting turned off in your browser, or use a browser that does not support scripting, the Site will not work correctly. Please enable scripting, add the Site to your list of trusted sites, or change browsers.

Copyright in the pages, screens, text and images appearing at the Site is owned by Midland or others as indicated. The information and materials contained in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work, or otherwise used for public or commercial purposes without express written permission of Midland.

We grant you a limited license to access and make personal use of this Site but not to download (other than page caching) or modify it, or any portion of it, except with express written consent of Midland. This license does not include any resale or commercial use of this Site or its contents. Any reproduction, duplication, copying, selling or reselling, visiting, or other use of this Site or any content thereof for any commercial purpose is expressly prohibited without express written consent of Midland. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of mymidlandmortgage.com without express written consent from Midland. You may not use any meta tags or any other "hidden text" utilizing the Midland name or trademarks or those of any Midland affiliates without the express written consent of Midland.

DISCLAIMERS AND LIMITATIONS. THIS SITE IS PROVIDED BY MIDLAND MORTGAGE, A DIVISION OF MIDFIRST BANK, ON AN "AS IS" BASIS. MIDLAND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR SERVICES INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, MIDLAND DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. BY USING THIS SITE, YOU AGREE MIDLAND WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

The Site may provide users with the opportunity to submit suggestions, comments, questions, or other information. Users are prohibited from emailing, submitting, or posting content that is, in Midland's sole discretion, deemed to be obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights, or otherwise injurious to third parties or objectionable, including but not limited to political campaigning, commercial solicitation, chain letters, mass mailings, and/or any form of "spam." You are prohibited from introducing any content to the Site that may contain software viruses. You may not use a false email address, impersonate any person or entity, or otherwise mislead Midland as to the origin of email or other content. We reserve the right to remove or delete any user content that is considered undesirable, in our sole discretion.

We are not responsible for any errors or delays in responding to an email or any qualification form caused by an incorrect email address provided by you or other technical problems beyond our control.

This Site and the content herein is published for use in the United States and territories hereof, and may not be used or downloaded in other countries. This agreement shall be subject to and construed in accordance with the laws of the State of Oklahoma, excluding its conflict of law principles. By using this Site, you hereby consent to the exclusive jurisdiction and venue of courts in Oklahoma County, Oklahoma, U.S.A., in all disputes arising out of or relating to the use of this Site or the interpretation of this Agreement. Use of this Site in any jurisdiction that does not give full effect to all provisions of these terms and conditions, including but not limited to this paragraph, is expressly forbidden.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of the Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved. No delay, waiver, forbearance, or omission by Midland to exercise any power or rights arising out of this Agreement shall affect or impair its rights nor constitute a waiver of any right here under.

Important Disclosures

If your loan was in default at the time MidFirst Bank acquired the servicing of your loan, we are required to advise you that this communication is from a debt collector, this is an attempt to collect a debt and any information obtained will be used for that purpose.

If you are involved in pending bankruptcy proceedings, or if you have received a bankruptcy discharge with respect to the loan, the information provided is not an attempt to collect a debt but is for information purposes only.

PLEASE PRINT OR DOWNLOAD A COPY OF THIS AGREEMENT FOR YOUR RECORDS.